:root{
  --bg:#f5f7fb;
  --text:#0f172a;
  --muted:#64748b;
  --card:#ffffff;
  --line:rgba(15,23,42,.10);
  --shadow:0 18px 50px rgba(15,23,42,.10);
  --radius:18px;
  --primary:#1a3fa0;
  --primary2:#0a1f44;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;
  background:var(--bg);
  color:var(--text);
}
a{color:inherit;text-decoration:none}
.container{max-width:1200px;margin:0 auto;padding:0 20px}

.header{
  position:sticky;top:0;z-index:50;
  backdrop-filter:saturate(180%) blur(12px);
  background:rgba(245,247,251,.75);
  border-bottom:1px solid var(--line);
}
.header__inner{display:flex;align-items:center;justify-content:space-between;padding:14px 0}
.brand{display:flex;align-items:center;gap:10px;font-weight:800}
.brand__dot{width:12px;height:12px;border-radius:999px;background:var(--primary)}
.nav{display:flex;align-items:center;gap:18px}
.nav a{color:var(--muted);font-weight:700}
.nav a:hover{color:var(--text)}

.btn{
  display:inline-flex;align-items:center;justify-content:center;
  border-radius:12px;
  padding:12px 16px;
  font-weight:800;
  border:1px solid var(--line);
  background:#fff;
}
.btn--primary{
  background:linear-gradient(135deg,var(--primary2),var(--primary));
  color:#fff;border-color:transparent;
}
.btn--ghost{background:transparent}
.btn--full{width:100%}

.hero{
  padding:90px 0;
  background:radial-gradient(1000px 600px at 20% 10%, rgba(26,63,160,.35), transparent 55%),
             radial-gradient(900px 500px at 80% 20%, rgba(10,31,68,.35), transparent 55%);
}
.hero__grid{display:grid;grid-template-columns:1.2fr .8fr;gap:28px;align-items:center}
.badge{
  display:inline-block;
  padding:8px 12px;border-radius:999px;
  border:1px solid var(--line);
  background:rgba(255,255,255,.75);
  color:var(--muted);
  font-weight:700;
}
h1{font-size:56px;line-height:1.05;margin:14px 0 12px;letter-spacing:-0.02em}
.lead{font-size:18px;color:var(--muted);line-height:1.7;max-width:60ch}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin:18px 0 18px}

.kpis{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin-top:18px}
.kpi{background:rgba(255,255,255,.75);border:1px solid var(--line);border-radius:14px;padding:14px}
.kpi__num{font-size:22px;font-weight:900}
.kpi__label{color:var(--muted);font-weight:700;margin-top:2px}

.hero__card{
  background:rgba(255,255,255,.85);
  border:1px solid var(--line);
  border-radius:var(--radius);
  padding:22px;
  box-shadow:var(--shadow);
}
.small{color:var(--muted);font-size:13px;line-height:1.5;margin-top:10px}

.section{padding:80px 0}
.section--alt{background:rgba(255,255,255,.55);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.section--cta{background:linear-gradient(180deg, rgba(255,255,255,.35), rgba(255,255,255,.75));border-top:1px solid var(--line)}
h2{font-size:38px;letter-spacing:-0.02em;margin:0 0 8px}
.muted{color:var(--muted);margin:0 0 20px}

.grid{display:grid;gap:14px}
.grid--4{grid-template-columns:repeat(4,minmax(0,1fr))}
.card{
  background:var(--card);
  border:1px solid var(--line);
  border-radius:var(--radius);
  padding:20px;
  box-shadow:0 12px 30px rgba(15,23,42,.06);
}
.card--dark{
  background:linear-gradient(135deg,var(--primary2),var(--primary));
  color:#fff;border-color:transparent;
}
.card h3{margin:0 0 6px;letter-spacing:-0.01em}
.card p{margin:0;color:var(--muted);line-height:1.7}
.card--dark p{color:rgba(255,255,255,.85)}

.steps{display:grid;gap:14px;margin-top:16px}
.step{display:grid;grid-template-columns:70px 1fr;gap:14px;align-items:flex-start}
.step__n{font-size:34px;font-weight:900;color:rgba(15,23,42,.30)}
.step h3{margin:0 0 6px}
.step p{margin:0;color:var(--muted);line-height:1.7}

.checklist{margin:12px 0 16px;padding-left:18px;color:var(--muted);line-height:1.8}
.checklist--light{color:rgba(255,255,255,.85)}
.faq{background:#fff;border:1px solid var(--line);border-radius:14px;padding:14px;margin:10px 0}
.faq summary{cursor:pointer;font-weight:800}
.faq p{margin:10px 0 0;color:var(--muted);line-height:1.7}

.cta{display:grid;grid-template-columns:1.2fr .8fr;gap:18px;align-items:start}
.form{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:18px;box-shadow:0 12px 30px rgba(15,23,42,.06)}
.form label{display:block;font-weight:800;margin:10px 0 6px}
.form input,.form textarea{
  width:100%;
  border:1px solid var(--line);
  border-radius:12px;
  padding:12px;
  font:inherit;
  margin-top:6px;
  background:#fff;
}
.form__row{display:grid;grid-template-columns:1fr 1fr;gap:12px}

.footer{padding:26px 0;border-top:1px solid var(--line)}
.footer__inner{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;color:var(--muted)}

@media (max-width: 980px){
  .hero__grid,.cta{grid-template-columns:1fr}
  .grid--4{grid-template-columns:repeat(2,minmax(0,1fr))}
  h1{font-size:40px}
  h2{font-size:30px}
  .kpis{grid-template-columns:1fr}
  .form__row{grid-template-columns:1fr}
  .nav{gap:12px}
}